Money – Debt and Budgeting

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The Leeds Money Information Centre

The Leeds Money Information Centre website and publications provide details of all the organisations and charities across Leeds providing free and independent debt advice, including the Citizens Advice Bureau, StepChange and many more (see below). Depending on your preference you can either contact them by phone, online or even face-to-face. Lots of centres and organisations across the city are branded as MICs, such as the credit union branches, debt advice agencies, Council One Stop Centres and libraries.

Click the Icon for the Website.


Leeds City Credit Union

Leeds City Credit Union is a financial co-operative providing straightforward, affordable financial services to anyone who lives or works in Leeds & Wakefield or who is a resident of certain housing associations or who works for certain selected employers.
It provides:
– Affordable loans at fair rates of interest to meet everyday needs and larger purchases, including their Handiloan Payday Loan.
– A range of savings plans and other accounts to help members save & manage their money.
Links: email Tel: 0113 242 3343 – – – Click the Icon for the Website.


Bramley Credit Union

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St. Gregory’s Credit Union

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Citizens Advice – Adviceguide

Adviceguide from Citizens Advice provides round-the-clock access to CAB resources including helpful on-line information about debt and benefits issues.
A Web chat service is also available, click on the following icon to connect
Leeds CAB City Centre Bureau tel: 0113 223 4400
Chapeltown CAB tel: 0113 223 4400 or 0113 262 9479
Leeds CAB East Leeds Bureau tel: 0113 223 4400
Click the Icon for the Website.


StepChange (until 2012 known as Consumer Credit Counselling Service)

StepChange help people overcome their debt problems. Through the telephone debt helpline, and online Debt Remedy tool, they provide free and effective debt advice and practical solutions, to help transform the lives of those struggling with the stress and worry of any type of problem debt.
Tel: 0800 138 1111 (Mon-Friday 8-8, Sat 8-4)
Click the Icon for the Website.


The Money Advice Service

The Money Advice Service offers clear, unbiased money advice and can be accessed by telephone or online. The website provides interactive tools and information on a wide range of financial issues including debt, credit and borrowing, budgeting and savings.

Tel:0300 500 5000 – Mon-Fri: 8am-8pm – Sat: 9am-1pm
Click the Icon for the Website.


EGACEbor Gardens Advice Centre (EGAC) is a local charity, based in Burmantofts, giving free, confidential and impartial advice in relation to debt (facing eviction, bailiffs at the door, door step collectors, County Court Judgements or just not managing to pay debts). They can represent people, advise on their rights and provide a casework service where they negotiate a realistic repayment program. They also run the Money Buddies Scheme.
Money Buddies provide one-to one help. They can help with following:- debt advice, working on a budget, inputting information on to a computer, printing letters off for creditors, maximising income, filling out forms to apply for grants and saving money by finding the cheapest gas / electricity supplier.


St. Vincent’s Support Centre

St. Vincent’s enable people to improve their quality of life by helping with their debt and developing budgeting and money management skills. Those they help have a named debt adviser to support and advise them through their problems with professional, personalised help. At 82 York Road, Leeds LS9 9AA there are drop in sessions on Mondays (excluding bank holidays) 10.30-12.30.
Links: email Tel: 0113 248 4126 to make an appointment
Click the Icon for the Website.


LSLoan Sharks are illegal money lenders who often charge very high interest rates.
If someone has borrowed money from one, or to check if a company is authorised to lend money, a report can be made anonymously by contacting the Illegal Money Lending Team.
To report a loan shark by telephone call the 24/7 confidential hotline on 0300 555 2222
To report a loan shark by Text; Text ‘loan shark + your message’ to 60003
To report a loan shark by Email, click the following icon email

To report a loan shark by sending a private message on Facebook; click the following icon facebook


The National Debtline

The National Debtline provides online and telephone advice and information for individuals experiencing debt and financial difficulties. 40+ factsheets are available online, along with budgeting tools and sample letters.
Debt advice is also available by using the online webchat or emailing service,
or by calling the helpline 0808 808 4000 – Mon-Fri 9am-8pm, Sat: 9.30am-1pm
Click the Icon for the Website.


Better Leeds Communities

Better Leeds Communities supports clients with a range of debt problems, offering advice on issues such as priority creditors, rent and mortgage arrears and credit debts. They offer free advice to anyone in Leeds.
Links: email
Tel: 0113 275 3498
Click the Icon for the Website.



Christians Against Poverty (CAP)

Christians Against Poverty runs Debt Centres in different areas of Leeds.

To find the nearest centre and / or get advice on debt, click the Icon for the Website.

CAP provide home visits from a Debt Coach who can negotiate with creditors, help with drawing up a budget / payment plan and (in cases of severe debt) look at insolvency options.


Christians Against Poverty Money Course

A free course (around 3 sessions) giving advice and support about taking control of finances and putting an effective budget into practice.

Click the Icon for the Website to find ot details.